Real estate appraisal services for homeowners in the city of Sun Prairie and Dane County

Here are the top 7 reasons why WI homeowners order from Atomic Appraisal:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a WI property tax assessment
  3. Remove PMI to cut a mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a WI divorce, when property needs to be divided
  7. To settle an estate in WI by determining the true market value of property in question

Need help determining the price of your home in or near Sun Prairie, WI?
Contact Atomic Appraisal.

We at Atomic Appraisal understand the special needs of a homeowner seeking appraisal services. Our usual business clients get the appraisal process and the standard documents we provide. As our valued client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are veterans in helping homeowners just like you dismiss unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other houses close by. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting an appraisal from Atomic Appraisal is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. Atomic Appraisal can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Atomic Appraisal offers field reviews where we'll go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.